LPA — explained
What is a Lasting Power of Attorney?
An LPA is a legal document that lets you appoint one or more 'attorneys' to make decisions on your behalf if you can't make them yourself.
Why it exists
Capacity can be lost gradually — through dementia or illness — or suddenly through accident or stroke. Without an LPA, your family has no automatic right to manage your money or care, even if you're married.
How it works
- You choose your attorneys while you still have mental capacity.
- The document is signed, witnessed and registered with the Office of the Public Guardian.
- It can then be used immediately (financial) or only on loss of capacity (health & welfare).
Common questions
Can my attorney do whatever they like?
No. Attorneys must always act in your best interests and follow the rules of the Mental Capacity Act 2005. You can also build in restrictions and guidance.
What if I already have a will?
A will only takes effect on death. An LPA is for while you're alive — they do different jobs, and most people need both.
Have a question about LPAs?
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