Will writing

Do I need a will?

If you are over 18, the simple answer is yes. It only becomes more important as life adds more responsibilities — a home, a partner, children, a business.

Why it matters

A will lets you choose who inherits, who looks after your children, and who handles your affairs. Without one, the rules of intestacy decide for you — and they often produce unfair or unexpected results, especially for unmarried partners, step-children, and blended families.

When should I review it?

  • Marriage, divorce or a new partner
  • The birth of a child or grandchild
  • Buying a property or starting a business
  • An inheritance or significant change in wealth
  • The death of an executor or beneficiary

A good rule of thumb: review your will every five years, or whenever life takes a meaningful turn.

Today is the best day to plan ahead

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